{"id":234,"date":"2011-08-06T09:38:35","date_gmt":"2011-08-06T07:38:35","guid":{"rendered":"http:\/\/magicentrepreneur.com\/?p=234"},"modified":"2011-08-06T09:40:15","modified_gmt":"2011-08-06T07:40:15","slug":"mediation-du-credit-reception-des-fonds","status":"publish","type":"post","link":"https:\/\/magicentrepreneur.com\/?p=234","title":{"rendered":"M\u00e9diation du cr\u00e9dit &#8211; R\u00e9ception des fonds"},"content":{"rendered":"<p><em>Nous voici 44 jours exactement apr\u00e8s avoir re\u00e7u un courrier de la banque m&rsquo;indiquant qu&rsquo;elle acceptait de nous prolonger notre emprunt suite \u00e0 la proc\u00e9dure de m\u00e9diation, et seulement aujourd&rsquo;hui les fonds ont \u00e9t\u00e9 vers\u00e9s sur le compte.<\/em><\/p>\n<p>Je donnerai par la suite le d\u00e9tail des frais bancaires que nous nous sommes tap\u00e9s, pardonnez ma trivialit\u00e9 mais il n&rsquo;y a pas d&rsquo;autres mots.<\/p>\n<p>Ajoutez \u00e0 cela un taux \u00e0 4.62% sur 7 ans alors que les taux directeurs de la BCE sont \u00e0 1% et les OAT \u00e0 10 ans \u00e0 2.96%.<\/p>\n<p>Ajouter \u00e0 cela une clause de remboursement anticip\u00e9 \u00e0 10% du capital restant d\u00fb.<\/p>\n<p>Ajouter \u00e0 cela les frais de dossier, de d\u00e9blocage et d&rsquo;ouverture (v\u00e9ridique).<\/p>\n<p>Ajouter \u00e0 cela la kyrielle de garanties que l&rsquo;on m&rsquo;a demand\u00e9, un acte notari\u00e9 enregistr\u00e9 qui a un co\u00fbt \u00e9galement&#8230;<\/p>\n<p>et vous comprendrez mon estime pour mon banquier.<\/p>\n<p>Je vais pr\u00e9parer une synth\u00e8se de cette op\u00e9ration \u00e0 destination de mes salari\u00e9s pour que chacun sache comment la banque nous a trait\u00e9.<\/p>\n<p>Juste pour rire, j&rsquo;ai pris en photo cette publicit\u00e9 au hasard d&rsquo;une promenade dans la rue. Je ne suis pas client au Cr\u00e9dit du Nord mais au Cr\u00e9dit Agricole du Finist\u00e8re. Je comprends mieux le message publicitaire d\u00e9sormais.<\/p>\n<div id=\"attachment_236\" style=\"width: 860px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/magicentrepreneur.com\/wp-content\/uploads\/2011\/08\/cdn.jpg\"><img aria-describedby=\"caption-attachment-236\" loading=\"lazy\" class=\"size-full wp-image-236\" title=\"Cr\u00e9dit du Nord\" src=\"http:\/\/magicentrepreneur.com\/wp-content\/uploads\/2011\/08\/cdn.jpg\" alt=\"publicit\u00e9 des banques\" width=\"850\" height=\"405\" srcset=\"https:\/\/magicentrepreneur.com\/wp-content\/uploads\/2011\/08\/cdn.jpg 850w, https:\/\/magicentrepreneur.com\/wp-content\/uploads\/2011\/08\/cdn-300x142.jpg 300w\" sizes=\"(max-width: 850px) 100vw, 850px\" \/><\/a><p id=\"caption-attachment-236\" class=\"wp-caption-text\">Publicit\u00e9 au hasard d&#39;une vitrine<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Nous voici 44 jours exactement apr\u00e8s avoir re\u00e7u un courrier de la banque m&rsquo;indiquant qu&rsquo;elle acceptait de nous prolonger notre emprunt suite \u00e0 la proc\u00e9dure de m\u00e9diation, et seulement aujourd&rsquo;hui les fonds ont \u00e9t\u00e9 vers\u00e9s sur le compte. Je donnerai &hellip; <a href=\"https:\/\/magicentrepreneur.com\/?p=234\">Continuer la lecture <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/posts\/234"}],"collection":[{"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=234"}],"version-history":[{"count":4,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/posts\/234\/revisions"}],"predecessor-version":[{"id":238,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/posts\/234\/revisions\/238"}],"wp:attachment":[{"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}