{"id":419,"date":"2011-09-26T16:40:07","date_gmt":"2011-09-26T14:40:07","guid":{"rendered":"http:\/\/magicentrepreneur.com\/?p=419"},"modified":"2011-09-26T16:40:07","modified_gmt":"2011-09-26T14:40:07","slug":"revoltant-ma-tres-chere-mediation-la-reponse-de-la-banque","status":"publish","type":"post","link":"https:\/\/magicentrepreneur.com\/?p=419","title":{"rendered":"R\u00e9voltant&#8230;.Ma tr\u00e8s \u00ab\u00a0ch\u00e8re\u00a0\u00bb m\u00e9diation (la r\u00e9ponse de la banque)"},"content":{"rendered":"<p><em>Il y a quelques jours, je vous faisais part des frais bancaires \u00e9normes que m&rsquo;avait co\u00fbt\u00e9 la m\u00e9diation bancaire. J&rsquo;ai \u00e9crit \u00e0 la banque pour que celle-ci me fasse un geste. Rien qu&rsquo;avec le taux d&rsquo;int\u00e9r\u00eat de l&#8217;emprunt je leur fais gagner un maximum d&rsquo;argent. 4.75% \u00e0 taux fixe sur 72 mois alors que l&rsquo;Euribor est \u00e0 1.5%. Voici la r\u00e9ponse de la banque toujours aussi arrogante et m\u00e9prisante, en un mot r\u00e9voltant.<\/em><\/p>\n<p>Monsieur Xxx,<\/p>\n<p>Voici les r\u00e9ponses au mail du 19 septembre.<\/p>\n<p>Les frais de dossier sont normalement de 1% du montant soit 700 euros. N\u2019ont \u00e9t\u00e9 pr\u00e9lev\u00e9s que 300 euros.<\/p>\n<p>Les frais de prise de garantie sont de 125 euros.<\/p>\n<p>Les int\u00e9r\u00eats de retards correspondent aux \u00e9ch\u00e9ances impay\u00e9s en mai, juin et juillet soient 49.40 \u20ac.<\/p>\n<p>Enfin, les frais concernant le traitement sur effet sont mentionn\u00e9s dans notre tarifaire.<\/p>\n<p>Par cons\u00e9quent, je ne pas r\u00e9pondre favorablement \u00e0 votre demande de remboursement total o\u00f9 m\u00eame partiel des frais.<\/p>\n<p>En pi\u00e8ce jointe\u00a0:<\/p>\n<ul>\n<li>Tarifaire<\/li>\n<li>D\u00e9nonciation de la ligne \u00e0 1 euros \u00e0 me retourner      signer<\/li>\n<li>Confirmation du virement vers l\u2019\u00e9tranger<\/li>\n<\/ul>\n<p>Sinc\u00e8rement.<\/p>\n<p>xxx Xxx<\/p>\n<p><em>Recouvrement Amiable secteur BREST<\/em><\/p>\n<p>Cr\u00e9dit Agricole du Finist\u00e8re<\/p>\n<p>Tel: 02.98.44.xx.63<\/p>\n<p>Fax: 02.98.44.xx.87<\/p>\n<p>E-mail: <a href=\"mailto:reca@ca-finistere.fr\">xxxx@ca-finistere.fr<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Il y a quelques jours, je vous faisais part des frais bancaires \u00e9normes que m&rsquo;avait co\u00fbt\u00e9 la m\u00e9diation bancaire. J&rsquo;ai \u00e9crit \u00e0 la banque pour que celle-ci me fasse un geste. Rien qu&rsquo;avec le taux d&rsquo;int\u00e9r\u00eat de l&#8217;emprunt je leur &hellip; <a href=\"https:\/\/magicentrepreneur.com\/?p=419\">Continuer la lecture <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1,19,4],"tags":[],"_links":{"self":[{"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/posts\/419"}],"collection":[{"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=419"}],"version-history":[{"count":4,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/posts\/419\/revisions"}],"predecessor-version":[{"id":423,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=\/wp\/v2\/posts\/419\/revisions\/423"}],"wp:attachment":[{"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magicentrepreneur.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}